Articles

Debt Settlement in Canada

Stressed out with the mounting credit card bills? Having trouble paying the high interest rates through your nose? Wondering if debt settlement is an option for you or is filing for bankruptcy the way to go? Relax! Don’t get bogged down by your outstanding dues. more..

Debt Settlement and Consumer Credit Counseling – What’s the Difference?

Those buried under the heavy pile of debt often get confused choosing between debt settlement and consumer credit counseling. Some feel that choosing debt settlement is a great option as it can drastically reduce your debt amount. On the other hand, there are people who are of the opinion that credit counseling is a wise choice, as it gives you the opportunity to pay back your creditors at a reduced interest rate. more..

Five easy steps to repair your credit

A good credit report is of utmost importance in this day and age. Everything from acquiring credit at low interest rates to getting a good job is in a way dependent on your credit report. Your future credit worthiness is defined by the contents of your credit report. more..

How important is a good credit score?

Joshua, a hard working, tax paying Canadian resident recently found himself in a pickle. He applied for a car loan and the least expected thing happened. He was rejected. Highly baffled and astonished, he wondered where he went wrong. more..

How will debt settlement affect your credit score?

Outstanding debts giving you sleepless nights! Don’t know what to choose to come out of this never-ending financial rut? Scared what will happen if you file for bankruptcy? Worried about your low FICO score, if you choose debt settlement? more..

Debt validation to fight against unauthentic debt collectors

Getting constant nagging calls from collection agencies at your workplace or home can be bothersome and frustrating. Sometimes it may compel you to give up. Even if you make your mind and decide to take action, there are some facts you have to know as far as negotiating with debt collectors is concerned. more..

Mortgage Refinance to Consolidate your Debts in Canada

Remember that feeling when you first put your down payment on your dream house? It is perfect. Close to your workplace and in a lovely neighborhood. Just how you always wanted it to be! No more paying monthly rents in tin-can apartments where your money goes to waste. more..